EU residents


How we help

You can trust us to build a plan that works. We won’t let you down.

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Cater to your specific needs

Years of experience working with expats and EU residents means we fully understand how your financial needs are different to those of UK residents. This allows us to confidently navigate your finances, even though you may not live in the UK.

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Efficiently organise your finances

If you’re leaving or returning to the UK, you probably have a mixture of savings and investments in the UK and overseas. We will help you keep these in check so that they are best aligned with your financial goals.

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Put your pensions in order

If you plan to retire overseas, you likely have pensions in the UK that you wish to reconfigure to access more efficiently. We will help you understand the rules so you can confidently make decisions and live the retirement of your dreams.

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Reimagine the possible

Our real focus is on your goals and helping you while you are living overseas. What may have once seemed out of reach and complicated is suddenly accessible, and you will see a light at the end of the tunnel.


What our clients say

We could talk day and night about the value and expertise we provide, but our clients’ words matter the most.

As a business professional I have used Bridgewater Financial Services for help with my personal retirement planning both before and during my retirement. I am extremely pleased with the way they have taken time to understand my retirement wishes and my situation and explained the options available to me and the relative risks associated with them. I feel they maintain a deep and current understanding of the market and are able to communicate the relevant matters accurately and clearly.


I have had invaluable financial advice on my investments, pension and inheritance planning from Bridgewater for over 20 years. Chris has always been trustworthy, approachable, knowledgeable and given clear explanations to any questions. His friendly manner makes meetings/discussions with him a joy. I have no qualms in recommending his services.

Eric and Karen

Bridgewater Financial Services Ltd has given us solid and sound advice which has helped us plan our retirement. We get regular updates in a language we can understand. They are extremely helpful and patient when we have questioned advice and guidance. Highly recommended.


We've found Bridgewater financial excellent to deal with for our pension advice and would have no hesitation in recommending thier services. Chris is always most polite, professional and always responds swiftly to queries and found their advice invaluable.


During my years with Bridgewater I have had consistently good service and advice resulting in my investment continually growing to my great satisfaction.


I know that if I email Chris, there will always be a prompt response. I can sure that there will be good and knowledgeable chat, the advice is clear and to the point.


Chris has been my financial advisor for 25 years. He is the consummate professional, demonstrating an excellent and precise understanding of my financial needs. Chris is willing to spend the time to establish all the details and the exact financial requirements. His advice in explaining more complex issues and then tailoring a bespoke solution are exemplary. I have no hesitation in recommending Chris and the team highly for clear, trustworthy, and long-term financial guidance.